BYU-Pathway Worldwide provides access to spiritually based degrees completely online at an affordable price. BYU-Pathway Worldwide was created to serve online students. Degrees are awarded by BYU-Idaho …Pathward, N.A. Attn: Escheat Administrator 5501 S Broadband Ln Sioux Falls SD 57108 Why do you need my full Social Security number? Both your state and Pathward are required by law to identify the true owner of the property (funds). This process is similar in each state and Pathward mirrors that process with the documentation required.Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion, today commemorates the conclusion of a transformative 12-months, which has been marked by a series of pivotal business developments.Old ex unclaimed property worker from California. This is either a carefully crafted scam or its what is known as a pre-escheat notification. That is the last ditch effort from Pathward to reunite unclaimed property to you prior to escheatment to the state. The latter is the most likely scenario. Pathward has a decent unclaimed property FAQ page.About Pathward™ Pathward™, N.A., a national bank, is a subsidiary of Pathward Financial, Inc.™ (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion for all™. Pathward strives to increase financial availability, choice and opportunity across our Banking as a Service …SCOTTSDALE, ARIZ. – April 17, 2023 – Pathward®, N.A. is pleased to announce its president, Anthony Sharett, has earned recognition from the Phoenix Business Journal as one of the 2023 Most Admired Leaders in the Phoenix Metro area. Sharett and the other professionals recognized will be honored and celebrated at the 14th annual Most … TFS Bank Account is a demand deposit account established by, and the TFS Debit Card is issued by, Pathward, N.A., Member FDIC. Mastercard® and the circles design are ... Blackhawk Network and issued by Pathward, N.A., Member FDIC. Call Sales: 877.726.7153. Support: 925.226.9990. Browse all cards. Get started. Cookie Preferences. Our customer support team is ready to support you in any of the inquiries or information requests you might have. Contact us today & we can help you! TFS Bank Account is a demand deposit account established by, and the TFS Debit Card is issued by, Pathward, N.A., Member FDIC. Mastercard® and the circles design are ... Pathward, N.A. Attn: Escheat Administrator 5501 S Broadband Ln Sioux Falls SD 57108 Why do you need my full Social Security number? Both your state and Pathward are required by law to identify the true owner of the property (funds). This process is similar in each state and Pathward mirrors that process with the documentation required.SIOUX FALLS, S.D.-- (BUSINESS WIRE)-- MetaBank®, N.A., an industry leading financial empowerment company, today announced it is changing its name to …Insurance Premium Finance Main Office. 5080 Spectrum Drive, Suite 750E | Addison, TX 75001. Dallas Office: 800-299-5626. 24/7 hotline: 877-237-4239. Newport Beach Office: 800-347-4986.Get to know the most well-known VoIP services in the market and discover which solution is the right fit for your business needs. Office Technology | Buyer's Guide REVIEWED BY: Cor...2.The Refund Advance is an optional tax-refund related loan provided by Pathward®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the ...The extended partnership will enable real-time 1 disbursements to end-consumers through SpendIT SendIT TM, the cutting-edge solution that allows consumers to use or transfer disbursed funds to their personal accounts.. SIOUX FALLS, S.D. – Aug. 2, 2023 – Pathward®, N.A., a Banking as a Service provider, and Dash Solutions, an …A History of Risk Management. Pathward’s integrity is built on our skill in managing risks and complying with legal and regulatory requirements. We were a pioneer of the prepaid industry and an industry leader in payments, and our experience has led us to develop policies, programs and actions that set us apart from other financial institutions.AUSTIN, Texas & SIOUX FALLS, S.D., January 16, 2024--Ouro and Pathward®, N.A., today announced a multi-year extension to their longstanding …MetaBank in Sioux Falls, South Dakota, has settled on a new name: Pathward N.A. The $7.6 billion-asset company agreed in December to phase out its name within a year as part of a $60 million deal with Meta Platforms — a company previously known as Facebook. MetaBank's holding company, Meta Financial Group Inc., will …Do you know how to make money without a job. Learn how to make money without a job at HowStuffWorks. Advertisement Jobs are so 20th century. Welcome to the "gig" economy, where mor...Sep 15, 2022 · But it’s really simple. When you buy a gift card at the store (whether it is a retailer, restaurant, Visa or Mastercard gift card), you take the gift card to the cash register and ask the cashier to load money onto the card. The cashier takes the card, activates it and loads the dollar amount requested onto the card. Now the card is ready to use. This is an optional tax refund-related loan from Pathward®, N.A.; it is not your tax refund. Loans are offered in amounts of $250, $500, $750, $1,250 or $3,500. Approval and loan amount based on expected refund amount, eligibility criteria, and underwriting. If approved, funds will be disbursed as directed to a prepaid card or …Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, Pathward®, N.A., we strive to increase financial availability, choice and opportunity across our Banking as a Service and Commercial Finance business lines. These strategic business lines ...Pathward is a federally registered financial institution that provides solid banking infrastructure, proven technology resource partners and high-energy collaboration to …Pathward, N.A. notified the current and former employees and/or customers whose personal information was compromised on September 27. 2023. If you’ve received notice from Pathward, N.A. that your personal information was compromised, consider doing certain things to protect your personal information:ACH Recurring Payment Authorization. W-9 Form. Pursuant to the USA Patriot Act, you will be asked to identify yourself when opening any new accounts. Find the forms and applications you need to apply for financing and other Pathward services.The Marriott International hotel chain is pledging to reach net-zero emissions across its nearly 8,000 hotels by 2050, Marriott CEO Anthony Capuano said at the Skift Global Forum o...Porte® is the mobile banking app 1 on your phone and in your city. The power of tech. The faces of ACE. The name Porte comes from the French word for "door." Through Pathward, N.A., we’re bringing you a premium mobile banking experience with in-person service at more than 800 ACE Cash Express locations. Porte is dedicated to providing our ...News. January 9, 2024 – Cliq is excited to announce a significant new partnership with Pathward®, N.A, signaling a new era in our payroll and expense issuing solutions. As a new issuing bank for a range of Cliq products, Pathward brings its substantial reputation and expertise to the table, enhancing our offerings and streamlining processes ...Planning a charity event is a very involved process. Visit HowStuffWorks to learn all about planning a charity event. Advertisement The only thing better than hosting a great party...The purpose-driven company’s award-winning Community Impact Program encourages employees to give back to their communities. SIOUX FALLS, S.D., Oct. 10, 2022 – The American Bankers Association Foundation named Pathward™, N.A., formerly known as MetaBank®, N.A., a winner of its 2022 Community Commitment Award. The …Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion, today commemorates the conclusion of a transformative 12-months, which has been marked by a series of pivotal business developments.Overview. Working Capital. Equipment Finance. Tax Solutions. Here for Independent Tax Professionals. Pathward offers tax-refund related financial products that ease the …Porte’s optional Savings Account is a savings account established by Pathward, N.A., Member FDIC, and funds on deposit in your savings account are FDIC insured 3 through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, N.A. will be aggregated up to the coverage limit, currently $250,000.See list of participating sites @NCIPrevention @NCISymptomMgmt @NCICastle The National Cancer Institute NCI Division of Cancer Prevention DCP Home Contact DCP Policies Disclaimer P...Anthony Sharett serves as President of Pathward®, N.A. and Pathward Financial, Inc. Driven by its purpose to power financial inclusion for all, Pathward Financial is the U.S.-based holding company of Pathward, a financial services company focused on increasing financial availability, choice and opportunity across its two core businesses, …Assessing trust tax rates and your responsibilities as either a grantor or beneficiary of a trust can be a complex process. Taking the time to fully understand the extent of your d...Inhibition of NF-κB in T cells by transgenic expression of a degradation-resistant form of IκBα lacking its N-terminal sequence impairs Th1 responses. 40 The Th1 cell generation also requires c ...Nadia Dombrowski is the Executive Vice President, Chief Legal and Administrative Officer of Pathward®, N.A. and Pathward Financial, Inc. Pathward Financial is the U.S.-based holding company of Pathward, a financial services company looking to power financial inclusion for all by increasing financial availability, choice, and opportunity across its two core business lines, …Oct 31, 2022 ... ... Pathward N.A. (previously known as. MetaBank N.A.). Pathward uses Blackhawk to activate and manage certain prepaid incentive cards (e.g. ...Salary range: $69,098.54 – $127,614.10. The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location.Salary range: $69,098.54 – $127,614.10. The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location.Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …TFS Bank Account is a demand deposit account established by, and the TFS Debit Card is issued by, Pathward, N.A., Member FDIC. Mastercard® and the circles design are ...Just a dozen EV Models now qualify for the full $7,500 incentive in 2023 A bunch of carmakers that were eligible for EV tax credits in the US have lost that status. Starting today ...4 days ago · Pathward, National Association. Institution Details. Data as of 03/22/2024. FDIC Insured. Since 09/06/1955. FDIC Cert # 30776. Established. 01/01/1954. Bank Charter ... We value our employees’ drive to achieve career goals. Pathward’s learning and development team develops workshops and learning experiences to support those goals. Come grow with us! MasterClass workshop series helps employees learn more about our business. Soft Skill workshops explore leadership and team-building techniques. Greg Sigrist is the Executive Vice President and Chief Financial Officer for Pathward®, N.A. and Pathward Financial, Inc. Pathward Financial is the U.S.-based holding company of Pathward, a financial services company focused on increasing financial availability, choice and opportunity across its two core business lines, Banking as a Service and Commercial Finance.Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion, today commemorates the conclusion of a transformative 12-months, which has been marked by a series of pivotal business developments.A shareholder’s basis is the market value of his stock investment for income tax purposes. Earnings and profits are distributed to the shareholder based on the amount of stock owne...Anthony Sharett serves as President of Pathward®, N.A. and Pathward Financial, Inc. Driven by its purpose to power financial inclusion for all, Pathward Financial is the U.S.-based holding company of Pathward, a financial services company focused on increasing financial availability, choice and opportunity across its two core businesses, …Overview. Working Capital. Equipment Finance. Tax Solutions. Here for Independent Tax Professionals. Pathward offers tax-refund related financial products that ease the …Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses … This is an optional tax refund-related loan from Pathward®, N.A.; it is not your tax refund. Loans are offered in amounts of $250, $500, $750, $1,250 or $3,500. Approval and loan amount based on expected refund amount, eligibility criteria, and underwriting. The H‑E‑B Debit deposit account and H‑E‑B Debit Card are established by Pathward, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.Anthony Sharett serves as President of Pathward®, N.A. and Pathward Financial, Inc. Driven by its purpose to power financial inclusion for all, Pathward Financial is the U.S.-based holding company of Pathward, a financial services company focused on increasing financial availability, choice and opportunity across its two core businesses, …Knowledge and experience with statistical analysis techniques, customer segmentation and credit bureau data. The responsibilities listed above are not all inclusive and may be changed at any time. Salary range: $14.61 hourly – $24.65 hourly. The salary range reflects the minimum and maximum target for a new hire in this role.The American Bankers Association Foundation named Pathward™, N.A., formerly known as MetaBank®, N.A., a winner of its 2022 Community Commitment Award. News Press Releases 02 May 2023Pathward Financial, Inc. is a financial holding company, which operates through its subsidiary, Pathward, N.A. (the Bank). The Bank is a full-service banking company. The Bank operates through three segments: Consumer, Commercial and Corporate Services/Other. The Consumer segment includes the backend as a service …When it comes to Pathward Prepaid Cards, WalletHub is your one stop solution. Read Reviews, Compare Latest Offers, Ask Questions or Get Customer Service Info Please find below prep...See list of participating sites @NCIPrevention @NCISymptomMgmt @NCICastle The National Cancer Institute NCI Division of Cancer Prevention DCP Home Contact DCP Policies Disclaimer P...Oct 6, 2023 ... On July 12, 2023, Pathward, N.A. discovered that its network had been subject to to unauthorized activity and began investigating.Emerald Card Retail Reload Providers may charge a convenience fee. Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block or Pathward. Refund Transfer is an optional tax refund-related product provided by Pathward®, N.A., Member FDIC. Refund Transfer is a bank deposit product, not ...The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the ...Through Pathward, N.A., we’re bringing you a premium mobile banking experience with in-person service at more than 800 ACE Cash Express locations. Porte is dedicated to …Check Card Balance/Transactions. If your One4All Card looks like this front and back, use the form below to enter your card number, valid thru date and CVV number to view your card’s balance and transactions. The One4AllCard is a gift card for all with terrific brands in dining, shopping, travel and enterainment. Super convenient!Net Income of $54.8 million, or $1.99 Per Diluted Share Reaffirms Fiscal Year 2023 EPS Guidance Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH) reported net income of $54.8 million, or $1.99 per share, for the three months ended March 31, 2023, compared to net income of $49.3 million, or $1.66 per share, for the three …Add Value with Prepaid Solutions. Pathward’s out-of-the-box prepaid solutions allow community financial institutions to offer value added services that build your brand and customer connections. Leverage our compliance expertise and oversight to add …Pathward, National Association. Institution Details. Data as of 03/22/2024. FDIC Insured. Since 09/06/1955. FDIC Cert # 30776. Established. 01/01/1954. Bank Charter Class. National Banks, member of the Federal Reserve Systems (FRS) Primary Federal Regulator. Comptroller of the Currency. Main Office Address. The Flare Account® is a demand deposit account established by Pathward, National Association, Member FDIC, and the Flare Account Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and ... Notification and public disclosure of transactions by persons discharging managerial responsibilities and persons closely associated with them... Notification and public disclosure...Charles Ingram is the Executive Vice President and Chief Technology and Product Officer of Pathward®, N.A. and Pathward Financial, Inc. Pathward Financial is the U.S.-based holding company of Pathward, a financial services company focused on increasing financial availability, choice and opportunity across its two core business lines, Banking as a …Oct 4, 2022 · SIOUX FALLS, S.D., Oct. 4, 2022 – Pathward™, N.A., an industry leading financial empowerment company, today announced the unveiling of its new corporate brand and the launch of the company’s new website, Pathward.com. This follows the company’s name change from MetaBank®, N.A. earlier this year. The new name and branding reflect the ... Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses … Pathward offers tax refund transfer services, refund advance programs, prepaid card solutions, merchant services credit card processing services, and tax office business loans to independent tax preparation offices nationwide. The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the ... 4. The Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. A car engine uses a four-stroke cycle -- how can two strokes accomplish the same tasks? Learn all about the two-stroke engine, where it's used and how it compares to a four-stroke....Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, Pathward®, N.A., we strive to increase financial availability, choice and opportunity across our Banking as a Service and Commercial Finance business lines. These strategic business lines ...Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, …Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …The Flare Account® is a demand deposit account established by Pathward, National Association, Member FDIC, and the Flare Account Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and ...The average Pathward salary ranges from approximately $40,775 per year (estimate) for a Loan Syndication to $261,429 per year (estimate) for a Senior Counsel. The average Pathward hourly pay ranges from approximately $18 per hour (estimate) for a Customer Service Representative I to $58 per hour (estimate) for an Account Supervisor. … The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. Activate Your Cards Enter the contact and order information . First Name. Last NameThe Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the ...About Pathward® Pathward®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion. Pathward strives to increase financial availability, choice and opportunity across our Banking as a Service …
Aug 22, 2022 ... Crestmark, the Commercial Finance division of PathwardTM, N.A., formerly known as MetaBank®, N.A., is pleased to announce the addition of .... Fargo account
Pathward Surveyed 1,000 Small Business Owners to Identify Financing Needs SIOUX FALLS, S.D. – Feb. 26, 2024 – Pathward®, N.A., today announced the release of its “Small Business Credit Habits and Needs” report, which found that while one in three small businesses have struggled with cash flow in the changing economy, 70% …Jan 24, 2024 · Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, Pathward®, N.A., we strive to increase financial availability, choice and opportunity across our Banking as a Service and Commercial Finance business lines. Pathward: Concentration: Commercial Lending Specialization: Established: 01/01/1954: FDIC Insurance: 09/06/1955: Holden By: PATHWARD FINANCIAL INC: Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Website:Check all your card balances and transactions with ease - no need to type in the card number every time.Activate Your Cards Enter the contact and order information . First Name. Last NameUsing a beach cart to lug your equipment is a simple step that can transform your vacation for the better, so let's explore some options. We may be compensated when you click on pr...Pathward, N.A. is a finance company located in Souix Falls, South Dakota, The company is a subsidiary of Pathward Financial, Inc., which is a financial holding company based out of Sioux Falls ...Good morning, Quartz readers! Good morning, Quartz readers! The UN Security Council holds a meeting on North Korea. Ja Song Nam, North Korea’s ambassador to the UN, will be at toda... Economic Impact (Stimulus) Payments and EIP Card FAQ. As a result of the “American Rescue Plan Act of 2021," the IRS issued a third round of Economic Impact Payments (EIP) directly to individuals. If you received an EIP Card, please visit EIPCard.com for more information or call the number on the back of your Card for assistance. Blackhawk Network and issued by Pathward, N.A., Member FDIC. Call Sales: 877.726.7153. Support: 925.226.9990. Browse all cards. Get started. Cookie Preferences. Our customer support team is ready to support you in any of the inquiries or information requests you might have. Contact us today & we can help you!About Pathward™ Pathward™, N.A., a national bank, is a subsidiary of Pathward Financial, Inc.™ (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion for all™. Pathward strives to increase financial availability, choice and opportunity across our Banking as a Service …Find your next career at Pathward! Discover internship and job opportunities for students, entry-level, and experienced professionals. Realize your potential at Pathward.The Flare Account® is a demand deposit account established by Pathward, National Association, Member FDIC, and the Flare Account Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and ...The Giftcards.com Visa ® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by Pathward ®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Visa Virtual Gift Card can be redeemed at every …2.The Refund Advance is an optional tax-refund related loan provided by Pathward®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the ...Using a beach cart to lug your equipment is a simple step that can transform your vacation for the better, so let's explore some options. We may be compensated when you click on pr... Loans offered in amounts of $250 (where available), $500, or $1,000, 25%, 50%, or 75% of your expected tax refund from $250 – $6,000. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage ... About Pathward ® Pathward ®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to ...Pathward®, N.A. completed a Small Business Credit Habits and Needs survey of 1,000 small business owners and executive decision makers to understand the state of small businesses and their financing habits and awareness. Insights News. 16 January 2024. Ouro and Pathward Extend Netspend Issuer Partnership.2.The Refund Advance is an optional tax-refund related loan provided by Pathward®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the ...Knowledge and experience with statistical analysis techniques, customer segmentation and credit bureau data. The responsibilities listed above are not all inclusive and may be changed at any time. Salary range: $14.61 hourly – $24.65 hourly. The salary range reflects the minimum and maximum target for a new hire in this role..