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Buy Here Pay Here Car Dealers in Port St Lucie, Florida 34953 selling cheap, used cars with in house financing to customers with bad or no credit, sometimes with low down payments and no credit check. We offer an extensive selection of quality used cars, trucks, and SUVs for sale, exceptional car maintenance and repair, and personalized auto financing options, all guided by our knowledgeable and approachable team. Serving Vero Beach, Sebastian, Fort Pierce, South Beach, and all surrounding communities, we're eager to help you find and take ... April 19, 2024. Why use LendingTree? Buy here, pay here car lots can sometimes offer financing to those with bad credit. But even if you’re desperate to get an auto loan, you’re probably better off avoiding the temptation of buy here, pay here car dealers, since you’ll often pay more for the vehicle than it’s worth.Stepanek's Auto Sales & Service is proud to be Vero Beach's friendly neighborhood used car dealership! 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